1. MassMutual, in its recent white paper, attributes part of the growth in pension risk transfers to the new corporate tax regime and an upcoming deadline.  How do you expect this to impact interest in PRTs now?  
2. In your white paper, MassMutual provides a life insurer’s inside view of risk management. What can you pass on to pension sponsors to better manage their risks?  
3. What criteria do you recommend that employers use to evaluate a third party such as MassMutual as a pension risk transfer provider?